Projective delivers innovation and change in the financial services industry, driving complex business transformation and sustainable change, measurable value, and cost reduction. With deep industry expertise across banking, payments, capital markets, wealth management, exchanges, and insurance, Projective moves organisations forward in regulatory maturity, digital innovation, change transformation and operational excellence with a unique combination of seasoned industry practitioners, consultants and delivery and technology experts.

As part of an established business and technology change ecosystem, they provide financial institutions access to leading-edge innovative expertise and execution via partners including B-Hive, The Glue, Scale-ups Europe and Smartfin. They serve their clients with offices in major European financial centres including: Brussels, Amsterdam, London, Frankfurt and Paris.

Who they are

Projective is an innovation, business and technology consulting firm focused on the finance sector with deep service knowledge and experience. The company provides clients, not only business consulting expertise, but also extensive experience in complex delivery of change. The goal is to move organisations forward to transform sustainably, create new value sources, reduce costs and push the boundaries of digital-enabled innovation.

With its operational experiences in retail, wholesale and transaction banking; wealth and investment management; insurances; and capital markets and market infrastructures they inspire the technology-induced innovation agenda to build out new top-line revenues, increase operational efficiencies to lower cost/income ratios and enable improving regulatory maturity to face the regulations tsunami.

One of Projective's core beliefs is that there is no substitute for experience. The consultants have, on average, more than ten years of experience and are a unique combination of industry practitioners, management consultants and delivery & technology experts. This provides the company with the necessary confidence to address the challenges and demands of the marketplace regardless of complexity or scale.

Projective’s ultimate goal is to enable clients to build the next generation businesses to transform markets and adapt new business models to have a positive and lasting impact on society at large.

What they do

Projective’s industry-relevant propositions are designed to address the core business issues their clients are facing today. That is why they provide domain specific services around business strategy, operational excellence, operating model re-design, business & technology architecture, program and project management, complex business and technology transformation and change management.

Their company is organized into four communities who work separately or collectively.

• Operational excellence consists of building Lean organisations and tribe culture, target operating model re-design, customer focused operations design, robotics process automation, discretionary spending and cost control, business and operations alignment, and utility strategy and execution.
• The second community, Digital innovation, entails active PSD2 one-stop-shop, build your own bank challenger, distributed ledger technology strategy, digital talent and run sourcing, corporate innovation hub design and run, customer activation strategy, chatbot design and build, and new technology adaptation and exploration.
• The third service offering is Regulatory change. This consists of Brexit transformation, regulatory maturity model organisation, regtech acceleration, cybersecurity strategy and design, MiFID2 quality review, LIBOR replacement, GDPR remediation, Corporate KYC optimization and BCB239 value creation.
• And the last community is Delivery excellence which entails of delivery as a service (Agile & Waterfall), program rescue and realign, transformation office, design 2-speed IT operating model, technology architecture de-complex, manage complex change transformations, post-merger integration and divestment.

Ecosystem

The financial industry is undergoing a significant transformation fuelled by many challenging factors requiring all industry participants to develop sustainable answers of their future and successful execution of change and innovation.

Projective operates at the heart of a business and technology ecosystem that doesn’t just dream but delivers innovation and change, addressing the most important issues today to position their clients to best address the challenges of tomorrow.

With access to a unique portfolio of leading-edge partners, the ecosystem goes far beyond traditional consulting to drive and deliver not only lasting change and measurable value, but insightful innovation to overcome today’s industry challenges and transform tomorrow’s business performance. With the ability to access leading-edge, innovative skillets from their unique partner network, they will work with you to design, prototype, implement and continually iterate the solution that is right for your business and for your clients.

They have created a unique ecosystem to bring cutting-edge ideas, solutions and services to their clients.

Projective drives change, inspire innovation, facilitate cost reduction, and enable new value creation across the financial services ecosystem(s) – a true partner who can transform promising ideas into tangible and sustainable results.